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Video: Medical Insurance Abroad
2023 Author: Rachel Wainwright | [email protected]. Last modified: 2023-07-30 16:55
Medical insurance abroad
Going on vacation abroad, we look forward to an unforgettable experience and a good rest, rarely thinking that it is during a heavenly vacation that we may have unforeseen health problems. However, anything happens in life - and in order for the trip not to be spoiled by serious financial expenses, it is necessary to include medical insurance in the list of "must-have" things that must be done before the trip.
Medical insurance abroad must cover the following costs:
- Directly medical expenses for the treatment of emergency injuries and illnesses. They also include medications prescribed by a doctor.
- Medical and transportation expenses intended for the evacuation of the victim to a doctor or medical institution, as well as, if necessary, from abroad to his place of residence.
- Travel expenses, which include the return home of the victim and his children, as well as the cost of travel to both ends of the relative, in the event of prolonged hospitalization of the insured.
- Posthumous expenses that relate to the delivery of the body to the place where the victim lived - in the event that the death occurred as a result of an insured event.
All medical expenses must be paid by the insurance company to the medical institution or to the victim if he incurred any expenses on his own. In addition, if you are forced to travel abroad frequently, not only for recreation, but also for private, business, business trips, medical insurance abroad should be calculated not only for a single visit, but also for multiple visits to other countries.
When choosing a suitable insurance company, read the contract carefully - does it include all the points of your concern? In addition to paying for medical
services, insurance companies can provide services to protect their client in the event of loss or theft of documents, baggage, providing financial assistance to pay for legal advice.
Of course, medical insurance abroad is the last thing most Russians think about when planning to spend time abroad properly. Think about insurance in advance: the cost of medical services outside our homeland is so high that it can ruin all the pleasure of your vacation.
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Automatism (Greek automates spontaneous, self-acting) - the ability of individual cells, tissues or organs to rhythmic activity in the absence of obvious connections with external stimuli
Adaptation (lat.adaptatio - adaptation) - the process of adaptation of an organism, population or other biological system to changing conditions of existence (functioning)
On a foreign trip, you can also encounter diseases that not only ruin the long-awaited vacation, but also force you to be treated for many months after its end
Medical area - a territorial unit with a certain number of residents or employees and workers united according to the production principle, which is assigned to a specific doctor of the polyclinic in order to provide medical care, study the state of health and carry out preventive measures
Of course, no one likes to get sick, especially if medical care is provided at a low level and not always in a timely manner. Naturally, in this case, patients choose treatment abroad - after all, their own health has always been put above material wealth, and therefore many pay foreign professors for the services provided