Medical insurance abroad
Going on vacation abroad, we look forward to an unforgettable experience and a good rest, rarely thinking that it is during a heavenly vacation that we may have unforeseen health problems. However, anything happens in life - and in order for the trip not to be spoiled by serious financial expenses, it is necessary to include medical insurance in the list of "must-have" things that must be done before the trip.
Medical insurance abroad must cover the following costs:
- Directly medical expenses for the treatment of emergency injuries and illnesses. They also include medications prescribed by a doctor.
- Medical and transportation expenses intended for the evacuation of the victim to a doctor or medical institution, as well as, if necessary, from abroad to his place of residence.
- Travel expenses, which include the return home of the victim and his children, as well as the cost of travel to both ends of the relative, in the event of prolonged hospitalization of the insured.
- Posthumous expenses that relate to the delivery of the body to the place where the victim lived - in the event that the death occurred as a result of an insured event.
All medical expenses must be paid by the insurance company to the medical institution or to the victim if he incurred any expenses on his own. In addition, if you are forced to travel abroad frequently, not only for recreation, but also for private, business, business trips, medical insurance abroad should be calculated not only for a single visit, but also for multiple visits to other countries.
When choosing a suitable insurance company, read the contract carefully - does it include all the points of your concern? In addition to paying for medical
services, insurance companies can provide services to protect their client in the event of loss or theft of documents, baggage, providing financial assistance to pay for legal advice.
Of course, medical insurance abroad is the last thing most Russians think about when planning to spend time abroad properly. Think about insurance in advance: the cost of medical services outside our homeland is so high that it can ruin all the pleasure of your vacation.
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